West Virginia Auto Insurance

West Virginia authorities are very strict as far as the laws regarding auto insurance are concerned. You must know the importance that the state laws attach to auto insurance rules. In fact, the laws in West Virginia are designed to protect driver and the passenger and have made it mandatory for all the vehicles to be insured or covered by the liability insurance. If you seek to get your vehicle registered, then, you have to sign a statement that states that your vehicle is insured. You must also not forget to carry a proof of your valid insurance policy at all times as you may be subjected to random checking by the police officers. In West Virginia, the minimum insurance requirements are fixed too with $10,000 for property damages, $20,000 for an injury or death and $40,000 in case of two injuries or deaths.

So, you must seek West Virginia insurance policy that covers all these minimum requirements. In case, you wish to cancel your insurance policy you have to submit an owner’s notice of cancellation or Form WV-4C that should clearly state the reason for cancellation of the insurance policy. In case, someone meets an accident which involves an uninsured vehicle, the case has to be filed in the civil court and a report of the accident should be submitted to the Division Of Motor Vehicles. If a person is unable to present a proof of insurance, then, he must be ready for the vehicle’s registration being cancelled with hefty fines. So, it is much more worthwhile to seek West Virginia auto insurance.